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Langlois & Lincoln Home Policy

ActiveHome Insurance

John Kepler

Somnium Inc.

Analysis pa-004Jan 17, 2025

Basic Info

North Light Specialty Insurance Company Homeowners Policy #481094872

Home Insurance

Policy Type

John Kepler

Named Insured

Patriotic Insurance Group Brokerage

Broker

North Light Specialty Insurance Company

Insurer

02/20/2025

Start of coverage

02/20/2026

in 281 days

Renewal date

Premium
ItemAmount
Premium for property insured$31,479.04
Inspection fee$100
Policy fee$100
Stamping fee$57.02
Surplus lines tax$950.37
Total Premium$32,686.43
What's Covered

Covered Perils (10)

Fire and Smoke
Windstorm and Hail
Explosion
Theft and Burglary
Vandalism and Malicious Mischief
Water Damage (Sudden)
Bodily Injury Liability
Property Damage Liability
Falling Objects
Weight of Ice and Snow

Excluded Perils (8)

Flood
Earthquake
War and Military Action
Nuclear Hazard
Business Activities
Intentional Loss
Gradual Damage
Motor Vehicle Liability

Coverages