Homeowners Insurance

Homeowners Insurance Policy

HO-2024-001234
Policy Date: Dec 15, 2024
Active
Policy Number
HO-2024-001234
Annual Premium
$2,850
Renewal Date
12/15/2025

365 days remaining

Insurer
SafeHome Insurance Company
Basic Info

North Light Specialty Insurance Company Homeowners Policy HO-2024-001234

Homeowners Insurance

Policy Type

John Doe

Named Insured

ClaimPartner Insurance Services

Broker

SafeHome Insurance Company

Insurer

12/15/2024

Start of coverage

12/15/2025

in 365 days

Renewal date

Premium
ItemAmount
Base Premium$2,400
Policy Fee$150
State Tax$200
Service Fee$100
Total Premium$2,850
What's Covered

Covered Perils (5)

Fire and Smoke
Windstorm and Hail
Theft and Burglary
Vandalism and Malicious Mischief
Water Damage (Sudden)

Excluded Perils (3)

Flood
Earthquake
War and Military Action

Coverage Details

Coverage details will be displayed here

What Constitutes the Policy

Type
Name
Code
Schedule
Property Schedule
HO-001
Endorsement
Replacement Cost Coverage
HO-050
Form
Homeowners Policy Form
HO-3
Endorsement
Personal Property Replacement Cost
HO-055
Schedule
Liability Coverage Schedule
HO-002
Form
General Conditions
HO-GC
Endorsement
Water Backup Coverage
HO-057
Schedule
Deductible Schedule
HO-003
Form
Policy Definitions
HO-DEF
Endorsement
Extended Replacement Cost
HO-061
Schedule
Premium Schedule
HO-004
Form
Property Coverage Form
HO-PC

Policy Documents

Name
Description
Type
Size
Policy Declaration
Contains your policy summary and coverage details
PDF
2.3 MB
Policy Terms & Conditions
Full policy terms, conditions, and exclusions
PDF
1.8 MB
Certificate of Insurance
Proof of insurance certificate
PDF
0.5 MB
Policy Endorsements
Additional coverages and modifications
PDF
0.8 MB
Payment Schedule
Premium payment schedule and billing information
PDF
0.3 MB
Property Inspection Report
Initial property assessment and valuation
PDF
4.2 MB